NOTICE OF PRIVACY POLICY AND INSURANCE INFORMATION PRACTICES OF BOND FINANCIAL AND INSURANCE SERVICES

At Bond Financial and Insurance Services, we are committed to protecting the privacy of you and your employees.  We collect and maintain information about you and your employees in order to provide you with products or services in a manner consistent with federal and state laws.  The following notice describes our policies and practices with regard to collecting and disclosing nonpublic personal information about our customers and former customers.

CONFIDENTIALITY AND SECURITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We maintain appropriate physical, electronic and procedural safeguards to maintain the confidentiality and security of your nonpublic personal information contained in our records.  We restrict access to nonpublic personal information about you and your employees contained in our records to our employees who need to know that information to provide products or services to you.

INFORMATION ABOUT OUR CUSTOMERS

Bond Financial and Insurance Services receives information about you and your employees from the following sources:

• information on applications, forms and via telephone and email
• information when you visit us through the Internet
• information about transactions with  insurance companies and affiliates in our capacity as Business Associates

CATEGORIES OF PARTIES TO WHOM WE MAY DISCLOSE INFORMATION

We may disclose nonpublic personal information about you or your employees to our insurance companies and affiliates.  We may also disclose nonpublic personal information to nonaffiliated third parties as permitted or required by law.

ACCURACY OF YOUR NONPUBLIC PERSONAL INFORMATION THAT WE POSSESS

We strive to maintain the accuracy of your information.  In order to help us maintain accuracy, you have the right to reasonably access your information. If you believe any of your information in our possession is inaccurate you may request that we amend, correct or delete the information that you believe to be erroneous.  If we concur with your conclusion, we will amend, correct or delete the information in question.

CHANGES TO OUR NOTICE OF PRIVACY POLICY AND INSURANCE INFORMATION PRACTICES

We reserve the right to change our privacy policies and insurance information practices.  If we make any changes to our policies or practices, we will provide you with a copy of a revised notice as required by law.